Introduction
Welcome to Finance for Youth đ°â¨
Imagine this â you just got your very first paycheck or some birthday cash from your aunt.The money is in your hand (or in your bank app) and youâre already thinking...
'Ooo, new sneakers? A gaming upgrade? Boba tea every day this week?
What if we told you that a little planning today could mean more freedom, more choices, and even more fun in the future?
In this mini-course, you will learn about:
đ What money really is and the different forms it takes.
đ How to tell needs from wants.
đ How to make a simple budget that works.
đ Why starting to save early is a game-changer.
This course takes about 5-7 minutes to completeâquick and easy!
Interactive activities (MC Entry question)
Question: How confident are you about managing your money right now?
A. Iâm a money master!
B. I know a littleâbut Iâm ready to learn more.
C. Not confidentâbut I want to change that.
Feedback
A | Awesome! Even money masters can pick up a few new tips here. |
B | Great! You already have some knowledgeâthis course will help you build more confidence. |
C | No worriesâyouâre in the right place. By the end, youâll feel much more confident. |
If youâre ready to delve into this course. Click the âStartâ button!
Next â>
Section 1 - What comes to your mind when you think about âmoneyâ?
Interactive activities (short answer)
- Question: When you hear the word "money,â whatâs the first thing that pops into your head? Give a short answer in the below box.
- Example answer: Money is what we use to pay bills./ Stress. I always worry I donât have enough. / Freedom. Money means I can choose what I want.
Now, click the ânextâ button to find out different types of money and see if your thoughts are correct.
Next â>
Money is more than coins and bills.
Itâs anything people agree to trade for goods or services: cash, debit cards, bank balances, and even digital moneyâlike PayPal or crypto.
Think of money as a tool.
A tool that helps you swap your work⌠for what you need or want.
[Add image/GIF]
Next â>
Letâs do a quick check.
Quiz: MCQ
Q: Which of these are forms of money today?
A. Cash
B. Bank balance
C. Bitcoin
D. All of them
Feedback
Now that youâve known what money is. Weâll step into explore why managing your money matters.
Next â>
Section 2 - Why Money Skills Matter
People always talk about money and keep telling their children to save money. But why should you care about this?
Itâs sad, but money is not staying the same. It comes in and goes out. đ˘
So, if you don't manage it, it disappears fast.
Good money skills equal more control.
More control means less stress.
And who doesnât want a peaceful life?
[Image/GIF]
Next â>
Q: Imagine this: You just got $50 for your birthday đ. What happens next?"
Options:
A. I spend it all right away on food, games, or shopping đď¸.
B. I save a little, spend a little.
C. I keep it safeâI want to use it later.
Feedback:
- A. Fun in the moment! But⌠the moneyâs gone fast. This is what happens without money skills.
- B. Nice balance! Youâre already thinking about control.
- C. Smart move! Saving now means more options later.
Section 3 - Needs vs Wants
Youâll make thousands of money decisions in your life.
But hereâs the secret:
If you can tell needs from wants, youâre already winning.
Needs = things you must have to live
- Food
- Housing
- Transportation
- Healthcare
- Basic phone plan
Wants = things that make life fun
- New clothes
- Fast food
- Streaming subscriptions
- Gaming upgrades
- Bubble tea (sorry đ)
[Image/GIF]